In order to decide whether or not your loan application can be approved, We offer an array of home loan programs tailored to your individual needs and designed to make owning a home more affordable. Whether a fixed-rate loan, an adjustable-rate(floating), our experienced team will work with you to maximize your options. We can help you get started today.
The Home Loan Process We understand that buying a home is likely the largest investment you will ever make. That’s why we want to help you with every step of the process, from the moment you submit your loan application.
Applying for a Home Loan The first step to buying your new home is applying for a home loan. Our Licensed Loan Officers are here onsite to help you find the loan that’s the best fit for you. Once your type of loan is determined, we will discuss all of the documents you will need to finish your application and calculate your down payment. You will need to have documents like pay stubs and account statements on hand to verify your information.
Before You Close Our experienced Underwriters assess and approve your loan application. After your loan has been approved, you will hear back from your Licensed Loan Officers regarding any additional requirements needed prior to closing. We will work to make this as smooth as possible.
Closing on Your New YSVR Infratech Home It’s almost time for you to take the keys and move into your new home. Before you start unpacking, though, you must review and sign all of the required documents with your Closing Agent. You will also need the proper identification and a certified cashier’s check or wired funds for your down payment and closing costs. After everything is signed and recorded, you will officially own your new YSVR Infratech Home.